Similar to Medicaid, the CHIP application process varies in each state because each state has its own unique CHIP program. However, much of the information that is required on application forms is similar nationwide. Applying for CHIP healthcare does have some differences to applying for Medicare or enrolling in other government health insurance programs, however.
There are no limited or designated enrollment periods when applying for CHIP. Households are able to apply for CHIP at any point during each year with no waiting periods. Once your application is submitted a verification process does take place. Once approved for CHIP, however, coverage begins immediately.
This is a significant benefit for parents and children alike, especially during a year ravaged by a deadly pandemic. Even prior to COViD-19, going through periods of time without insurance coverage for your children is stressful.
CHIP provides peace of mind by responding to your application request quickly and beginning coverage right away once approved.
What are the different ways to apply for CHIP?
It is possible to apply for CHIP over the phone. The phone number to begin your CHIP application process is 1-800-318-2596 (TTY: 1-855-889-4325). Calling this number will connect you to an agent who will guide you through the application process. It is also possible to apply for CHIP on the ACA-sponsored Health Insurance Marketplace website. The first step is to create an account, which will include a majority of personal information relevant to your CHIP application.
The Marketplace reviews your application and contacts your applicable state agency if it determines that you qualify for the CHIP program. Required documents and information that will be needed in the application include but may not be limited to: Proof of residence, valid photo identification, birth certificates of parents and children, social security numbers and verification of income.