Learn How Amazon Prime Gas Discounts Work

What Amazon Prime Gas Discounts Are and How They Work

Amazon Prime members have access to a fuel discount program through a partnership with Speedway and Murphy USA gas stations. This program offers members a reduced price per gallon at participating locations. The discount typically ranges from 5 to 10 cents per gallon below the station's posted price, though the exact savings can vary depending on the specific station and current market conditions.

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The program operates through the Amazon Prime app and website. Members link their Prime account to their payment method, then use that same payment method at participating gas stations. The discount applies automatically at the pump or register when the purchase is made. You don't need to clip coupons, enter codes, or perform any special steps beyond using your registered payment method.

As of 2024, the discount program is available at over 7,400 Speedway and Murphy USA locations across the United States. Speedway stations are concentrated in the Midwest and East Coast regions, while Murphy USA has broader national coverage, particularly in Southern and Western states. The network continues to expand, so checking the Amazon Prime app for nearby participating stations is recommended before planning fuel purchases.

The discount is one of several benefits included with an Amazon Prime membership, which costs $14.99 per month or $139 per year for standard membership. Prime members also receive free two-day shipping on millions of items, access to Prime Video streaming, Prime Music, and other services. The gas discount is available to all membership tiers, including Prime Student members.

Practical Takeaway: To understand if this discount saves you money, calculate your average monthly gas spending and multiply the typical savings of 5 to 10 cents per gallon by your average fuel purchases. For someone who fills a 15-gallon tank twice per month, savings could range from $1.50 to $3.00 monthly, or $18 to $36 annually. Compare this against the Prime membership cost to determine overall value for your household.

How to Find Participating Gas Stations Near You

Locating participating gas stations is straightforward through the Amazon Prime app and website. Within the Prime app, users can navigate to the "Prime Discounts" or "Fuel Discounts" section, where a map displays nearby Murphy USA and Speedway locations. The map shows the current fuel price at each station and the discount amount you'll receive. This feature updates regularly to reflect current pricing and participating locations.

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The Amazon website also provides a station locator tool. You can enter your zip code or city name to see all participating stations within a specified radius. The tool displays station addresses, hours of operation, amenities available at each location, and the current discount being offered. Some stations offer additional services like car washes, convenience stores, or food options, which the locator also notes.

It's important to verify that a station is currently participating before making the trip. While the major Speedway and Murphy USA networks participate in the program, individual franchise locations sometimes stop participating or temporarily suspend the discount. The app and website show real-time participation status, so checking before you go prevents disappointment at the pump.

The discount applies to regular unleaded, mid-grade, and premium fuel at participating stations. However, not all fuel grades may be available at every location. The app specifies which fuel grades are included in the discount at each station. Some specialty fuels like diesel or E85 ethanol blends may not be covered by the program, so reviewing the details for your chosen station matters.

Practical Takeaway: Before your next fuel purchase, open the Amazon Prime app and search for stations within your regular driving areas—near home, work, and frequent shopping destinations. Save the addresses of the two or three closest stations and note their current prices and discount amounts. Plan to refuel at these locations when prices align with your needs rather than assuming all stations offer identical discounts.

Understanding Discount Amounts and Savings Calculations

The discount amount varies by location and changes based on fuel market conditions. Most commonly, Prime members receive 5 to 10 cents per gallon off the posted pump price. During periods of high fuel prices, the discount may increase to offset rising costs. When fuel prices drop, the discount may decrease or temporarily pause. Amazon adjusts these discounts to balance member savings with station profitability.

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Calculating potential savings is simple multiplication. If you purchase 15 gallons at a station offering a 7-cent-per-gallon discount, you save $1.05 on that fill-up. Over a year, if you fill your tank twice monthly and average a 7-cent discount, you'd save approximately $25.20 annually. For vehicles requiring more frequent refueling or those with larger tanks, savings accumulate more quickly.

To determine if the Amazon Prime membership justifies its cost through gas discounts alone, compare annual fuel savings against the membership fee. The yearly Prime membership costs $139, or $11.58 per month. For the gas discount to pay for itself, a household would need to save roughly $140 annually. This breaks down to purchasing approximately 2,000 gallons at a 7-cent-per-gallon discount per year, or about 167 gallons monthly. A vehicle averaging 25 miles per gallon would drive approximately 4,175 miles monthly to reach this level, which is reasonable for many households.

Real-world examples illustrate this calculation: A commuter driving 50 miles daily (about 1,100 miles monthly) in a vehicle getting 25 miles per gallon uses roughly 44 gallons per month. At a 7-cent discount per gallon, this represents $3.08 monthly in savings, or $37 annually. While this doesn't cover the full Prime membership cost, it contributes to the overall value when combined with other Prime benefits.

Practical Takeaway: Document your current monthly fuel spending by reviewing credit card statements or receipts from the past three months. Calculate what 5, 7, and 10 cents per gallon would save on this amount. Compare these potential savings against the Prime membership cost. If your household already uses other Prime benefits, gas discounts become additional value rather than a primary justification for membership.

Payment Methods and Using the Discount at the Pump

The gas discount functions through account linkage rather than promotional codes or physical coupons. When you set up the discount in your Amazon Prime account, you connect a specific payment method—typically a credit card or debit card. This payment method becomes your fuel discount card. You must use this same payment method at the pump or inside the station to receive the discount.

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At the pump, the process is identical to any normal fuel purchase. Swipe or insert your linked card, select your fuel grade, and fill your tank as usual. The discount applies automatically—you see the reduced price on the pump display before pumping and on your receipt afterward. There are no steps to press, codes to enter, or apps to scan at the pump itself. The discount happens behind the scenes through the linked payment method.

If you use a different payment method at the pump than the one linked to your fuel discount program, you will not receive the discount. For example, if you linked your Chase credit card but attempt to pay with a Visa debit card, the system doesn't recognize the transaction as eligible for the discount. This is why reviewing your linked payment method before visiting a participating station matters.

The discount applies to fuel purchases only, not to convenience store items, snacks, or services purchased at the station. If you buy $20 in fuel and $10 in convenience store items and pay with one transaction, the discount applies only to the $20 fuel portion. At some stations, you may need to specify that you're purchasing fuel, which the cashier or pump system will separate from other purchases to apply the discount correctly.

Amazon Prime members can also link multiple payment methods to their account for various purposes, but only one method is designated for fuel discounts at any given time. You can change your linked fuel discount payment method in your Prime account settings, though it may take up to 24 hours for the change to take effect at gas stations.

Practical Takeaway: Log into your Amazon Prime account and verify which payment method is currently linked to your fuel discount program. Confirm this is a card you regularly carry and use. Before your next fuel purchase, check that you have this specific card with you. After your first discounted fill-up, review your receipt to confirm the discount amount was applied, which helps verify the system is working correctly for future purchases.