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An AARP account serves as your gateway to the organization's website and online services. AARP, which stands for the American Association of Retired Persons, is a nonprofit organization with over 38 million members as of 2023. To use AARP's online platform, you need to create and maintain an account with login credentials. This section explains what an AARP account is and why you might want one.
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An AARP account allows you to access member-only content, manage your membership information, and explore resources related to health, financial planning, and lifestyle topics. The account uses a username and password system to protect your personal information. When you create an account, you provide basic contact details and establish security credentials.
AARP accounts are different from AARP membership itself. You can create an online account without being an AARP member, though some features require membership. Membership typically involves paying an annual fee, currently around $16 per year for standard membership. Once you have an account, you can view various articles, guides, and tools without additional charges beyond your membership fee.
The login process is straightforward. You visit the AARP website, locate the login section, and enter your username or email address along with your password. If you forget either piece of information, AARP provides recovery options to regain access to your account.
Practical Takeaway: Before you attempt to log in, determine whether you already have an AARP account. If you've previously created one, you can use those credentials. If not, you'll need to create an account first through the AARP website's registration page.
Logging into your AARP account involves several straightforward steps. This section walks you through the process from beginning to end, covering what you'll see on the screen and what information you'll need to have ready.
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First, navigate to the AARP website by typing www.aarp.org into your web browser. You can use any internet browser, including Chrome, Safari, Firefox, or Edge. The website works on computers, tablets, and smartphones, though the layout may differ slightly depending on your device.
Once you're on the AARP homepage, look for a "Sign In" or "Log In" button. This button typically appears in the upper right corner of the page. Click on it to proceed to the login page. The login page will display two main fields: one for your username or email address and another for your password.
In the first field, enter either your AARP username (if you remember it) or the email address associated with your account. AARP accepts both forms of identification. In the second field, type your password. Passwords are case-sensitive, meaning that capital letters matter. If you enter "Password" instead of "password," the system will not recognize it as correct.
After entering both pieces of information, look for a "Sign In" button and click it. If your credentials are correct, the system will log you in and direct you to your account dashboard. If you see an error message, double-check that you've entered the information correctly. Common errors include forgetting a capital letter, accidentally including a space, or typing the wrong email address.
Practical Takeaway: Keep a written record of your username or email address in a safe location before you attempt to log in. This prevents wasting time searching for the correct information if you're unsure what email you used to create your account.
Many people forget their login credentials after months or years of not using their account. AARP provides recovery mechanisms to help you regain access. This section explains the options available and what to expect during the recovery process.
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If you've forgotten your password, click the "Forgot Password?" link on the AARP login page. This link appears below the password field. Clicking it takes you to a password recovery page. The system will ask you to enter your username or email address. Once you provide this information, AARP sends a password reset link to the email address on file.
Check your email inbox for a message from AARP. The email typically arrives within a few minutes. The message contains a link labeled "Reset Your Password" or similar wording. Click this link to proceed to a page where you can create a new password. Choose a password that contains at least 8 characters, includes both uppercase and lowercase letters, and includes at least one number or special character. Strong passwords are harder for others to guess and keep your account more secure.
If you've forgotten your username, the recovery process is similar. Click "Forgot Username?" on the login page, enter your email address, and AARP will send your username to that email. This process takes just a few minutes under normal circumstances.
In some cases, you might not remember the email address you used when creating your account. If this happens, you'll need to contact AARP customer service directly. You can reach AARP by phone at 1-888-OUR-AARP (1-888-687-2277). Customer service representatives can help verify your identity and provide information about your account. Have identification ready, such as your Social Security number or member ID, to speed up the process.
Practical Takeaway: Write down your password recovery email address and store it somewhere safe. This single piece of information allows you to regain access to your account if you forget your password, saving you time and frustration.
If you don't already have an AARP account, the creation process takes only a few minutes. This section describes how to register for a new account and what information you'll need to provide.
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Start by visiting www.aarp.org and clicking the "Sign In" button in the upper right corner. On the login page, look for a link or button that says "Create an Account," "Register," or "New User?" Clicking this takes you to the registration page where you'll enter information about yourself.
The registration form requests several pieces of information. You'll need to provide your first and last name exactly as they appear on official documents. You'll also need to enter your date of birth. AARP uses this information to verify that you meet the age requirement for membership, which is 50 years old. Additionally, the form requests your email address and asks you to create a username and password.
When choosing a username, select something you can remember but that isn't obvious to others. Your username can include letters, numbers, and some special characters. AARP will let you know if your chosen username is already taken by another member. In that case, you can modify it by adding numbers or trying a different variation.
Your password should be strong and unique. Avoid using passwords that include your name, birth date, or easily guessable information. A strong password might look like "BlueMountain42!" — a combination of unrelated words, numbers, and special characters. Never share your password with anyone, including AARP employees or family members.
After filling in all required fields, review the information for accuracy and click the registration button. AARP will send a confirmation email to the address you provided. Check your inbox and click the confirmation link to complete your account creation. Once you've confirmed your email, your account is active and ready to use.
Practical Takeaway: Use a unique password that you don't use for other online accounts. If one website's security is compromised, using different passwords prevents hackers from accessing your other accounts.
Your AARP account contains personal information that deserves protection. This section covers security practices that reduce the risk of unauthorized access to your account and personal data.
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The most fundamental security practice is maintaining a strong, unique password. As mentioned earlier, your password should contain at least 8 characters and include uppercase letters, lowercase letters, numbers, and special characters. Change your password at least once per year, or immediately if you suspect someone has learned it. To change your password, log into your account, navigate to your account settings, and look for a "Change Password" or "Security" option.
Never enter your login credentials on public Wi-Fi networks without using a virtual private network (VPN). Public Wi-Fi in coffee shops, libraries, and airports offers little security. Others on the same network may be able to intercept your information.
This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.